Eligibility
TransUnion CIBIL Membership is available to the following institutions:

  • Credit Institutions (banks, RRBs, Co-operative bank , NBFC, Public Financial Institution, Housing Finance Institution etc. companies engaged in the business of credit cards and other similar cards and companies dealing with distribution of credit in any other manner or any other institution which the Reserve Bank may specify, from time to time, for this purpose)
  • Insurance Companies
  • Companies providing cellular or telephone services
  • Credit Rating Agencies
  • Asset Reconstruction Companies
  • Telecom Companies

What is the process to become a Member of TransUnion CIBIL? Moreover, becoming a Member of a credit information bureau ensures your organization’s compliance with the Credit Information Companies (Regulation) Act 2005. The Act stipulates that all the credit institutions including NBFC’s, banks and other financial institutions should be a member of a Credit Information Bureau.

  • The potential Member will need to provide a single point of contact for Transunion CIBIL (a nodal officer).
  • The nodal officer will need to submit
    • self-attested (signed by an Authorized Signatory and stamped) audited financial statements for the most recent financial year (Balance Sheet & P&L Statement or Annual Report) along with a
    • self-attested Certificate of Registration from the appropriate regulatory authority (Reserve Bank of India, National Housing Bank, Government of India, etc).
    The physical copies can be couriered to the address provided below: Transunion CIBIL Membership Team, TransUnion CIBIL Limited, Hoechst House, 7th Floor, 193, Backbay Reclamation, Nariman Point, Mumbai 400 021.
  • Once documentation is complete we will provide you with the costs associated with using our services.
  • Upon completion of all the formalities Transunion CIBIL will provide you with a "Member Kit". The Member Kit will provide you with vital information that will help you begin using our services.
  • If your representatives need assistance our Membership Desk is available at 022-66384778 / 744 / 760. Alternatively just write to us by clicking on "Contact Us"