Understanding the historical credit behaviour of your borrowers and being able to predict the behaviour in the near future will help in profiling your borrowers better and strategise your growth potential.
Being India’s leading credit information company, Transunion CIBIL maintains one of the largest database on commercial entities with over 2400 members; comprising banks, financial institutions, non-banking financial companies, housing finance companies; regularly providing credit updates. The credit data provide useful insights that help lenders to manage risks proactively and effectively.
CIBIL MSME RANK is applicable across the loan lifecycle.
CIBIL MSME RANK for Acquisition
Prescreening of your borrowers and offering pre-approved loans basis CMR will improve operational efficiencies.
CIBIL MSME RANK for Risk Appraisal
CIBIL MSME RANK supplements the underwriting process by providing an objective and consistent interpretation of the credit risk associated with your borrower.
CIBIL MSME RANK for Portfolio Monitoring and Management
Monitor the risk transition of your borrowers and manage the portfolio health. CMR helps in implementing risk mitigation, business expansion and portfolio retention strategies effectively.
CIBIL MSME RANK for Targeted Automated Decisions
Set the right limits for your borrowers
Access credit ranking of potential borrowers
Gain predictive power to make better decisions
Lend with confidence
Manage credit risk better
Simplify and fasten the lending process
Build and implement business and risk strategies tailored to the riskiness of the borrowers