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CIBIL Commercial Portfolio Surveillance

Know the health of your portfolio and surveil it on a continuous basis to take proactive business and risk management decisions.

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Monitor the Emerging Corporate segment and access the credit risk ranking for better business and risk managementMid-sized or Emerging corporates with an average aggregate exposure of ₹10 crores – ₹50 crores are a critical component for a robust growth strategy for credit institutions.

It is thus pertinent for the credit institutions to not only understand the credit risk of the borrowers but also monitor the loan book on a continuous basis to take immediate and proactive actions.

CIBIL Commercial Portfolio Surveillance solution helps you profile your borrowers better, get instant alerts on the loan behaviour which will lead to more effective business and risk management strategies.

Tap into our largest database on commercial entities with over 2400 members; comprising banks, financial institutions, non-banking financial companies, housing finance companies; regularly providing credit updates. These credit data can provide you with useful insights that help lenders like you to manage risks proactively and effectively and thus build better business.

CIBIL Commercial Portfolio Surveillance is applicable across the loan lifecycle.

CIBIL Commercial Portfolio Surveillance for Acquisition/Renewals Pre-screening of your borrowers basis the CIBIL Emerging corporate Rank (CER), the rank component of Portfolio Surveillance, will improve operational efficiencies.

CIBIL Commercial Portfolio Surveillance for Risk Appraisal CIBIL Emerging corporate Rank (CER), the rank component of Portfolio Surveillance, supplements the underwriting process by providing an objective and consistent interpretation of the credit risk associated with your borrower.

CIBIL Commercial Portfolio Surveillance for Portfolio Monitoring and Management Monitor the risk transition of your borrowers and manage the portfolio health. Portfolio Surveillance helps in implementing Risk Mitigation, Business Expansion and Portfolio Retention strategies effectively.

Product highlights
  • Access the credit ranking of your potential borrowers

  • Manage your credit portfolio better

  • Monitor your portfolio more prudently

  • Build and implement business and risk management strategies tailored to the behaviour of your borrowers

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