TransUnion CIBIL is India’s leading credit information company and maintains one of the largest collections of consumer information globally.
We have over 5,000 members–including all leading banks, financial institutions, non-banking financial companies and housing finance companies–and maintain credit records of over 1000 million individuals and businesses.
Our mission is to create information solutions that enable businesses to grow and give consumers faster, cheaper access to credit and other services.
We create value for our members by helping them manage risk and devise appropriate lending strategies to reduce costs and increase portfolio profitability. With comprehensive, reliable information on consumer and commercial borrowers, they are able to make sound credit decisions about individuals and businesses.
By collecting, analyzing, and delivering information on the credit histories of millions of borrowers, we empower our members to plan their strategies with greater prudence. We understand our customers’ evolving needs and create solutions that help them innovate and grow, simultaneously creating our own opportunities to reinvest and thrive.
Our initiatives have helped drive growth in lending over the last decade. We will continue to invest in content, insights, products and solutions across all sectors. We are also committed to being a partner in the national effort to improve financial literacy, inclusion and protection.
We call this Information for GoodSM.