Grameen Score

Empower underserved borrowers in semi-urban and rural areas by simplifying lending and drive financial inclusion through our segmented Grameen Score - designed to unlock potential where traditional models fall short.

In line with the Union Budget 2025 announcement and RBI’s directive to strengthen rural credit access, Introducing Grameen Score – segmented credit scoring model designed to address the unique credit behavior of rural borrowers and support the financial inclusion initiatives. It is comprehensive risk scoring model that leverages both consumer and microfinance credit data and delivers a segment-specific view of borrower creditworthiness.

It aims to enable more accurate credit evaluations, thereby enhancing access to formal financial services for farmers and other rural communities. It provides a complete overview of rural borrower behavior across key Grameen lending products like Kisan Credit Card, Priority Sector Loans, Tractor loans, Mudra loans, MFI Loans etc.