Enhanced Commercial Credit Information Report

By offering a wealth of data, the Commercial Credit Information Report facilitates access to an unbiased view of the borrower’s credit status, strengthening the underwriting process and promoting credit discipline across institutions. This empowers you to evaluate commercial borrowers’ financial responsibilities and minimize defaults creating better opportunities for lending credit. 

As India’s leading credit information company, TransUnion CIBIL maintains one of the most comprehensive databases of commercial entities. This database is continuously enriched through credit updates from a wide range of financial institutions, including banks, NBFCs, housing finance companies, and others—providing valuable insights to proactively manage risk.

With the evolving market needs that comprises of shorter credit cycles, dynamic ownership structures, and surge in credit demand, TransUnion CIBIL has revamped its Commercial Credit Information Report (CIR) transforming it into a powerful decisioning tool for future ready credit teams.

The Enhanced Commercial Credit Information Report provides robust, multi-dimensional credit information on both potential and existing commercial borrowers, empowering lenders to make well-informed, more confident & faster lending decisions.