CIBIL Score

Make smarter decisions, manage risk and simplify loan approval with our credit-scoring model
 
As a loan provider, you need to know which applicants are most and least likely to honour their loan obligations responsibly. India’s first credit-scoring model gives you predictive insight into consumer risk behavior so you can make more strategic lending decisions.
 
The CIBIL Score effectively predicts whether a potential borrower is likely to default on one or more trade lines after 91 days in the next 12 months. The score considers all the borrower’s trades, secured and unsecured, enabling you to better manage risk, minimize losses and increase profitability.