CreditVision® CIBIL COMMERCIAL RANK

TransUnion CIBIL’s new and enhanced CreditVision® CIBIL Commercial Rank (CV CMR) equips financial institutions to take better informed and more nuanced credit decisions. Making use of TransUnion’s proprietary algorithms – CreditVision®, CV CMR helps predict the probability of borrower becoming 90+ days past due in the next 15 months on a scale of CMR-1 to CMR-10, where CMR-1 is least probable to default and CMR-10 is most likely to default. 

CV CMR empowers lenders to confidently tap into new opportunities while maintaining robust risk management practices. CV CMR not only facilitates more precise risk assessment but also supports strategic business expansion in the competitive financial landscape.

Applications:

• New customer acquisition 

Identify and onboard quality commercial borrowers

• Credit underwriting

Make data-driven approval and pricing decisions

• Portfolio Management

Identify early stress or capitalize on business growth opportunity

• Debt Management

Prioritize and manage delinquent accounts effectively

• Custom Analytics

Key enabler in building tailored solutions around borrower profile and products offering