CIBIL Microfinance Score

CIBIL Microfinance Score provides a score for microfinance borrowers exclusively on microfinance tradelines (JLG loans). The score would enable robust evaluation and assist in making more informed credit decisions with overall credit behavioral pattern for microfinance borrowers. The score helps the lenders identify the credit riskiness on one or more microfinance tradelines. CIBIL Microfinance Score is a three-digit number that indicates a microfinance borrower’s creditworthiness and demonstrates their ability to repay a loan. The score has a range of 300–900, with higher scores indicating lower credit risk, and can be used across multiple credit products during the microfinance loan lifecycle from acquisition, origination to portfolio management.

Lend with confidence and make prudent decisions that benefit your customers and your business.

PRODUCT APPLICATIONS

CIBIL Microfinance Score for better credit risk assessment of microfinance consumers

Assess borrowers’ credit risk based on historic microfinance tradelines.

CIBIL Microfinance Score for cross-selling retail loan products

Increase your target consumer base by offering retail loan products to structurally strong microfinance borrowers with a low risk CIBIL Microfinance Score.

CIBIL Microfinance Score for better portfolio management

Manage, measure, monitor your microfinance portfolio better.