Analytics Solutions

TransUnion CIBIL’s Analytics Solutions help financial institutions make smarter, data-driven decisions across the credit lifecycle. By combining rich bureau data with advanced analytics and our data science experts, our solutions enable lenders to manage risk effectively, identify new opportunities and improve overall portfolio outcomes.

Whether you’re looking to benchmark portfolio performance, build predictive models or rapidly test new decisioning strategies, our suite of analytics capabilities is designed to meet your specific business needs.

Custom Insights are designed to help you identify trends, patterns and risks based on your specific business requirements. We offer Market Insights Reports that provides a snapshot of your portfolio performance and allows you to benchmark against industry standards. 

By profiling customers based on geographic, demographic and behavioural patterns, you can uncover key actionable insights like benchmarking risk levels, reviewing market share and identifying new opportunities for product launches or business expansion. Additional customized Insights solutions support different stages of the credit journey, including Portfolio Benchmarking, Collections Benchmarking, Retro and Reject Inferencing analysis .

Custom Models enable you to build customized models or scorecards tailored to your lending and risk management needs – from acquisition to underwriting to portfolio management and collections. 

By combining your credit data with TransUnion CIBIL’s credit bureau data, you can build robust models based on multiple parameters that improve customer risk prediction and portfolio profitability..

Use these highly customized models or scorecards to make decisions that drive operational efficiencies, strengthen risk controls and improve overall business outcomes. 

Innovation Lab offers you an immersive and collaborative experience to explore TransUnion CIBIL’s Data and Analytics capabilities. Work alongside our Data Science experts through an in-person workshop to develop, test and refine highly customized models suited to your business priorities. 

This accelerates your model development process and enables you to rapidly address emerging risk management and decisioning challenge with bureau-powered insights.

TruIQ Analytics Studio is a cloud-based solution which enables data sharing & analysis in a secured privacy protected environment. It provides state of the art tools and toolkits along with TransUnion CIBIL’s proprietary data & algorithms to help you build models / policies rapidly across the lending life cycle. Your data science team can access TruIQ Analytics Studio remotely, collaborating seamlessly with TransUnion CIBIL’s data science experts during the analytics activity.