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CIBIL Microfinance Report

 

Get a 360-degree view of your customers in an in-depth report that’s powered by a comprehensive bureau database

Access insights from microfinance credit data to make faster, smarter, and more accurate lending decisions.

The CIBIL Microfinance Report is a first-of-its-kind universal report that enables microfinance institutions, banks and non-banking financial companies to make better-informed credit decisions. 
 
With a robust search-and-match algorithm, the report aims to provide you with a 360-degree view of your customers. It bridges the gap between the two segments of India’s credit industry to give a consolidated picture of each borrower in the country— including those in the unbanked population—to enable financial inclusion. Optimize your underwriting process with comprehensive information that’s powered by an exhaustive bureau database and presented in a single report. Lend with confidence and make prudent decisions that benefit your customers and your business.

PRODUCT HIGHLIGHTS

Go beyond wages and salaries to identify a borrower's total income

Factors in many sources to create accurate views of a customer’s total income

Understand income and debt levels to match product offers

Retain customers on more profitable terms and collect effectively

Maintain profitability throughout the customer lifecycle

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