TransUnion CIBIL Limited (formerly Credit Information Bureau (India) Limited) was incorporated based on recommendations made by the RBI Siddiqui Committee.

Credit bureau services are launched in India (Consumer Bureau).

Commercial bureau operations commenced.

CIBIL Score, India’s first generic risk scoring model for banks and financial institutions, was introduced.

Two firsts for the credit industry in India with the launch of:

CIBIL Detect: India's first repository for information on high-risk activity.
CIBIL Mortgage Check: The first centralized database on mortgages in India.

Empowering Consumers- Direct access to CIBIL Report and Score through online and offline mode made available to consumers

TransUnion acquired a 92.1% stake in CIBIL.

CreditVision is launched to expand the eligible consumer base and drive access to finance for many more deserving consumers.

Free Annual Credit Report (FACR) is made available to individual consumers

CIBIL MSME Rank (CMR) to assess the credit risk ranking of Micro, Small and Medium Enterprises (MSMEs) is introduced.

SIDBI and TransUnion CIBIL launch “MSME Pulse” – India’s largest study based on over 5 million active MSMEs.

TransUnion CIBIL Credit Market Indicator launched to chart health of India’s Retail Lending Market

Launched MFI Score based on Joint Liability Group undertakings, to facilitate digital and centralized underwriting and drive financial inclusion.

Launched new solutions like API Market place, NTC 2.0, Early Risk Score, MFI Batch.

Launched CreditVision® CIBIL Commercial Rank and as well as other flagship solutions

Marked CIBIL’s 25th anniversary by elevating the 15th Annual Credit Conference into a defining industry event, graced by stalwarts and thought leaders from across the credit landscape..