We aim to be more than just a credit reporting agency. We are a sophisticated, global risk information provider striving to use information for good.

For consumers, we provide information and tools for gaining a clear understanding of their credit history and financial reputation, and guarding against the theft of personal information and potential fraud.

For businesses, we provide powerful information solutions, backed by professional service and current, comprehensive data, for making better, more informed decisions.

Here are the milestones of our journey so far:


2000
TransUnion CIBIL Limited (formerly Credit Information Bureau (India) Limited) was incorporated based on recommendations made by the RBI Siddiqui Committee.

2004
Credit bureau services are launched in India (Consumer Bureau).

2006
Commercial bureau operations commenced.

2007
CIBIL Score, India’s first generic risk scoring model for banks and financial institutions, was introduced.

2010
Two firsts for the credit industry in India with the launch of:

  • CIBIL Detect: India's first repository for information on high-risk activity.
  • CIBIL Mortgage Check: The first centralized database on mortgages in India.



2011
CIBIL TransUnion Score is made available to individual consumers.

2016
TransUnion acquires a 82% stake in CIBIL to become TransUnion CIBIL, India’s leading credit information company.