We aim to be more than just a credit reporting agency. We are a sophisticated, global risk information provider striving to use information for good.

For consumers, we provide information and tools for gaining a clear understanding of their credit history and financial reputation, and guarding against the theft of personal information and potential fraud.

For businesses, we provide powerful information solutions, backed by professional service and current, comprehensive data, for making better, more informed decisions.

Here are the milestones of our journey so far:

TransUnion CIBIL Limited (formerly Credit Information Bureau (India) Limited) was incorporated based on recommendations made by the RBI Siddiqui Committee.

Credit bureau services are launched in India (Consumer Bureau).

Commercial bureau operations commenced.

CIBIL Score, India’s first generic risk scoring model for banks and financial institutions, was introduced.

Two firsts for the credit industry in India with the launch of:

  • CIBIL Detect: India's first repository for information on high-risk activity.
  • CIBIL Mortgage Check: The first centralized database on mortgages in India.

CIBIL TransUnion Score is made available to individual consumers.

TransUnion acquired a 92.1% stake in CIBIL.