Sahakaar Trends 1st Edition – July 2025

Joint report by TransUnion CIBIL and National Urban Co-operative Finance and Development Corporation (NUCFDC)

‘Sahakaar Trends’ Report 1st edition on Urban Co-operative Banks (UCBs) for the quarter ending Mar ‘25 provides a comprehensive analysis on credit trends for UCBs across the nation. Through these detailed data and insights, this report aims to inform stakeholders and policymakers about the critical trends and developments shaping the UCBs lending landscape. This first edition places particular emphasis on understanding the landscape in which UCBs operate, with detailed insights on their key product offerings and comparison of credit metrics with relevant peers in the lending industry.

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