FinTech Compass - April 2025

This report by TransUnion CIBIL, explores the dynamic landscape of FinTech lenders in the evolving macro-economic environment, characterized by their innovation, agility, and speed of delivery, driven by advancement in technology. This edition of FinTech Compass report highlights -

• FinTechs continued to dominate the small ticket personal loan space (under INR 50,000) while expanding into new product offerings for accelerated growth
• There is a steady increase in the share of customers who have had prior loans with the same lender
• Business loans and loan against property present an opportunity for product diversification for Fintechs, given consumer preferences